FirstBank Personal Credit Cards

Choose between two credit card reward programs. With cash back and travel rewards as options, it's sort of hard to go wrong.

FirstBank Classic Visa

FirstBank Classic Credit Card

Reward Program

FirstCash

FirstClass


Card Overview

Earn 1% cash back on all purchases.

Earn 1 point for every dollar spent.


Bonus

None

Receive 10,000 bonus points ($100 value) when you redeem 40,000 points.


Annual Fee

None

None


International Transaction Fee

3%

None


Reward Redemption

Redeem cash back or points online as credit to your card balance, or deposit to a FirstBank account. Minimum amount to redeem is $10.00 or 1,000 points.

FirstBank Icon Visa

FirstBank Icon Credit Card

Reward Program

FirstCash

FirstClass


Card Overview

Earn 1% cash back on all purchases and earn 2% on gas and grocery purchases.

Earn 1% cash back on all purchases and earn 3% cash back on travel related purchases.


Bonus

Earn up to 2% unlimited cash back on all gas station and grocery store purchases.

Earn up to 3% unlimited cash back on all airline, hotel, and rental car purchases.


Annual Fee

None

None


International Transaction Fee

3%

None


Reward Redemption

Redeem cash back online as a credit to your card balance, or deposit to a FirstBank account. Minimum amount to redeem is $10.00.

To apply for a credit card, call us at 1-800-964-3444 or visit any FirstBank location.

Tap to pay for fast, easy and secure checkout with a FirstBank Visa Credit Card.

Here's all you need to know to confidently tap to pay:

Contactless icon

Look

Find the Contactless Symbol at checkout.

Contactless Visa icon

Tap

Simply tap your card on the checkout terminal.

Good to Go icon

Go

Your payment is processed in seconds.

Stick with the sleek color cards or opt for one of our beautiful photographic card designs. Beauty is in the eye of the cardholder.

  • Credit card design - CO Flag
  • Credit card design - CO Landscape
  • Credit card design - CO Union Station
  • Credit card design - AZ Cactus
  • Credit card design - AZ Golf
  • Credit card design - AZ Havasu Falls
  • Credit card design - CA Yosemite
  • Credit card design - CA Beach
  • Credit card design - CA Wave
  • Credit card design - Classic

To choose a new Credit Card design call us at 1-800-964-3444 or visit any FirstBank location.

Credit Card Fraud Alerts

Protect your Credit Card against fraudulent transactions by signing up for fraud alerts. Receive a text notification when there's an unusual transaction with your credit card, and suspend your card right from your cellphone.

Sign up in just four easy steps:

  1. Go to Real-Time Credit Card Fraud Alerts
  2. Review and accept the terms and conditions
  3. Enter your card information
  4. Confirm your phone number

If you have any questions please contact us at 1-800-964-3444 or visit the fraud alerts FAQ page.

Visa Secure

Visa Secure is a service designed to reduce fraudulent online card activity and requires additional validation for certain online transactions. Some transactions may require a one-time passcode via text or email. This passcode is required in order to complete the transaction. You will not need to enroll in this service to be protected by Visa Secure.

How does Visa Secure work:

Visa Secure is a risk based process where only the riskiest transactions will require additional verification. Additionally, not all merchants participate in the Visa Secure program. Because of this, only a small percentage of online card transactions will require additional cardholder verification.

Visa Secure Terms of Service

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

Disclosures

  • Gas, grocery store, and travel purchases are based on merchant codes setup by the business. FirstBank does not have the ability to control how a merchant chooses to classify their business and determines the percentage of FirstCash or FirstClass reward dollars earned based strictly on the merchant code provided by the business.
  • FirstBank Icon available only for customers with a credit limit of $5,000 or higher.
  • The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. © 2018 Visa. All Rights Reserved.