FirstBank Personal Credit Cards

Choose between two credit card reward programs. With cash back and travel rewards as options, it's sort of hard to go wrong.

FirstBank Classic Visa

FirstBank Classic Credit Card

Reward Program

FirstCash

FirstClass


Card Overview

Earn 1% cash back on all purchases.

Earn 1 point for every dollar spent.


Bonus

None

Receive 10,000 bonus points ($100 value) when you redeem 40,000 points.


Annual Fee

None

None


International Transaction Fee

3%

None


Reward Redemption

Redeem cash back or points online as credit to your card balance, or deposit to a FirstBank account. Minimum amount to redeem is $10.00 or 1,000 points.

FirstBank Icon Visa

FirstBank Icon Credit Card

Reward Program

FirstCash

FirstClass


Card Overview

Earn 1% cash back on all purchases and earn 2% on gas and grocery purchases.

Earn 1% cash back on all purchases and earn 3% cash back on travel related purchases.


Bonus

Earn up to 2% unlimited cash back on all gas station and grocery store purchases.

Earn up to 3% unlimited cash back on all airline, hotel, and rental car purchases.


Annual Fee

None

None


International Transaction Fee

3%

None


Reward Redemption

Redeem cash back online as a credit to your card balance, or deposit to a FirstBank account. Minimum amount to redeem is $10.00.

To apply for a credit card, call us at 1-800-964-3444 or visit any FirstBank location.

Tap to pay for fast, easy and secure checkout with a FirstBank Visa Credit Card.

Here's all you need to know to confidently tap to pay:

Contactless icon

Look

Find the Contactless Symbol at checkout.

Contactless Visa icon

Tap

Simply tap your card on the checkout terminal.

Good to Go icon

Go

Your payment is processed in seconds.

Stick with the sleek color cards or opt for one of our beautiful photographic card designs. Beauty is in the eye of the cardholder.

  • CO Flag
  • CO Landscape
  • CO Union Station
  • AZ Cactus
  • AZ Golf
  • AZ Havasu Falls
  • CA Yosemite
  • CA Beach
  • CA Wave
  • Classic

To choose a new Credit Card design call us at 1-800-964-3444 or visit any FirstBank location.

Verified by Visa

Verified by Visa is a free service that can protect your FirstBank Visa Credit Card from unauthorized use during online purchases at participating merchants.

Registering for the service is quick, easy and free. No special software is required. You can register before you make your online purchase or during your purchase directly from the merchant's website, whichever is more convenient.

How Verified by Visa Works:

  1. Register for Verified by Visa.
  2. Use your FirstBank Visa credit card at participating online merchants.
  3. Enter your secret Verified by Visa password when asked.
  4. Submit your password, and your online transaction will be processed as normal.

Verified by Visa Terms of Service

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

Disclosures

  • Gas, grocery store, and travel purchases are based on merchant codes setup by the business. FirstBank does not have the ability to control how a merchant chooses to classify their business and determines the percentage of FirstCash or FirstClass reward dollars earned based strictly on the merchant code provided by the business.
  • FirstBank Icon available only for customers with a credit limit of $5,000 or higher.
  • The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. © 2018 Visa. All Rights Reserved.