Mortgages made easy

Talk to a loan specialist today at 866-964-2040, visit any FirstBank location, or apply online.

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Find the right mortgage for you.

Which type of mortgage?

Which type of mortgage rate?

  • 30-Year Fixed

    Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • 15-Year Fixed

    Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • 5-Year ARM

    Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • 7-Year ARM

    Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • 30-Year Fixed FHA

    Interest rates stay the same for the life of the loan. This product has more lenient credit requirements.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • Let us know how we can help.

    Provide some basic information, and one of our Loan Specialists will be in touch within one business day.

  • 30-Year Fixed Jumbo

    Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • 15-Year Fixed Jumbo

    Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • 5-Year ARM Jumbo

    Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • 7-Year ARM Jumbo

    Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

    %

    Interest Rate

    %

    Annual Percentage Rate

  • Let us know how we can help.

    Provide some basic information, and one of our Loan Specialists will be in touch within one business day.

Choose the mortgage rate that adapts to your needs.

Fixed Rate Mortgage

OR

Adjustable Rate Mortgage

Compare Fixed Rate Mortgage and Adjustable Rate Mortgage
  Fixed Rate Adjustable Rate
Interest Rates Interest rates stays the same for the life of the loan Interest rates may increase or decrease over the life of the loan
Monthly Payments Typically higher initial payments than an adjustable rate mortgage Typically lower initial payments than a fixed rate mortgage
Terms 30, 20, 15, 10, 7,or 5 year loan terms
(rate fixed for entire loan term)
30 or 15 year loan terms
(rate fixed for 7 or 5 years)

We know a home is one of your most important investments, that's why we are here to help you every step of the way.

Compare mortgage loans

One size does not fit all. Find the mortgage that better fits your needs.

Learn more about the home-buying process

Find the answer to most of your mortgage-related questions.

All Mortgages

30-Year Fixed

Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.

%

Interest Rate

%

Annual Percentage Rate

15-Year Fixed

Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.

%

Interest Rate

%

Annual Percentage Rate

5-Year ARM

Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

%

Interest Rate

%

Annual Percentage Rate

7-Year ARM

Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

%

Interest Rate

%

Annual Percentage Rate

30-Year Fixed FHA

Interest rates stay the same for the life of the loan. This product has more lenient credit requirements.

%

Interest Rate

%

Annual Percentage Rate

30-Year Fixed Jumbo

Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.

%

Interest Rate

%

Annual Percentage Rate

15-Year Fixed Jumbo

Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.

%

Interest Rate

%

Annual Percentage Rate

5-Year ARM Jumbo

Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

%

Interest Rate

%

Annual Percentage Rate

7-Year ARM Jumbo

Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.

%

Interest Rate

%

Annual Percentage Rate

Disclosures

  • - Rates and terms are effective as of Mountain Standard Time and are subject to change without notice.
  • - Today's rates are based on the purchase of a single-family, primary residence in Colorado. This rate assumes a credit score of 750 and assumes the loan will have an escrow account. For more information or to get started with your home mortgage application, please contact us at 1-866-964-2040.
  • - If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR.
  • - Survey fees and flood insurance are required in some instances.
  • - Adjustments to the loan interest rate or lender origination charges may apply depending on several factors including but not limited to your credit score, the loan amount, the property location, the transaction type, the occupancy type, the loan-to-value, and the property type.
  • - FirstBank determines actual loan qualification only after receipt of a completed loan application and analysis of pertinent information, such as (but not limited to) credit history, income documentation, and property valuation.
  • - Annual Percentage Rate (APR) is a standardized method of calculating the cost of a mortgage, stated as a yearly rate, which includes such items as interest, mortgage insurance and certain points or credit costs. Because it includes these other items, it is generally higher than the quoted interest rate.
  • - Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Jumbo: A product used for loan amounts that exceed the conforming limit, currently $484,350.