Find the right mortgage for you.
Which type of mortgage?
Which type of mortgage rate?
Actual rates and fees may vary. Rates listed include our par rate (no point/fee option) and are based on the following assumptions: purchase of a single-family primary residence, credit score of 750+, and that the loan will have an escrow account. See estimated monthly payments.
If you have questions or need help with your existing FirstBank mortgage, there are Mortgage Borrower Resources available.
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Matches mortgage rate selection. Does not match mortgage rate selection.
30-Year Fixed
Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.
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Interest Rate
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Annual Percentage Rate
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15-Year Fixed
Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.
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Interest Rate
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Annual Percentage Rate
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5-Year ARM
Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
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Annual Percentage Rate
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7-Year ARM
Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
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Annual Percentage Rate
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30-Year Fixed FHA
Interest rates stay the same for the life of the loan. This product has more lenient credit requirements.
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Interest Rate
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Annual Percentage Rate
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30-Year Fixed Jumbo
Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.
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Interest Rate
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Annual Percentage Rate
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Matches mortgage rate selection. Does not match mortgage rate selection.
15-Year Fixed Jumbo
Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.
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Interest Rate
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Annual Percentage Rate
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Matches mortgage rate selection. Does not match mortgage rate selection.
5-Year ARM Jumbo
Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
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Annual Percentage Rate
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Matches mortgage rate selection. Does not match mortgage rate selection.
7-Year ARM Jumbo
Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
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Annual Percentage Rate
Choose the mortgage type that fits your needs.
Fixed Rate Mortgage
Adjustable Rate Mortgage
| Fixed Rate | Adjustable Rate | |
|---|---|---|
| Interest Rates | Interest rates stays the same for the life of the loan | Interest rates may increase or decrease over the life of the loan |
| Monthly Payments | Typically higher initial payments than an adjustable rate mortgage | Typically lower initial payments than a fixed rate mortgage |
| Terms |
30, 20, 15, 10, 7,or 5 year loan terms
(rate fixed for entire loan term) |
30 or 15 year loan terms
(rate fixed for 7 or 5 years) Learn more about Adjustable Rate Mortgages |
Empowering Homeownership
Everyone deserves a place to call home — and a financial partner that wants to help fulfill your homeownership goals. Discover stories of real FirstBank customers who achieved their homeownership dreams.
Learn more about Empowering HomeownershipCompare Mortgage Loans
We know that one size does not fit all, especially when it comes to buying your home. Discover the different types of mortgages we offer to meet your needs.
Home-Buying 101
The home-buying process can be confusing. That's why we have compiled common questions and answers to help with many of your mortgage-related questions.
First-Time Homebuyer
First-time homebuyers have many programs available to help make the dream of homeownership a reality.
Adjustable-Rate Mortgages
We have Fixed Rate and Adjustable Rate mortgage options and can help you determine which would work best for you.
Home Equity Loans
If you are looking to borrow against the equity in your home, we have more than mortgages to offer. Learn about the different types of home equity loans we offer and find the best one for you.
All Mortgages
30-Year Fixed
Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.
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Interest Rate
%
Annual Percentage Rate
15-Year Fixed
Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.
%
Interest Rate
%
Annual Percentage Rate
5-Year ARM
Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
%
Annual Percentage Rate
7-Year ARM
Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
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Annual Percentage Rate
30-Year Fixed FHA
Interest rates stay the same for the life of the loan. This product has more lenient credit requirements.
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Interest Rate
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Annual Percentage Rate
30-Year Fixed Jumbo
Interest rate stays the same for the life of the loan, so your monthly principal and interest amounts will not increase.
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Interest Rate
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Annual Percentage Rate
15-Year Fixed Jumbo
Interest rate stays the same for the life of the loan, and the loan balance pays down faster than a 30 year term.
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Interest Rate
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Annual Percentage Rate
5-Year ARM Jumbo
Adjustable Rate Mortgage interest rate and APR are fixed for the first 5 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
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Annual Percentage Rate
7-Year ARM Jumbo
Adjustable Rate Mortgage interest rate and APR are fixed for the first 7 years and then will adjust annually. Typically lower initial payments than a fixed rate mortgage.
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Interest Rate
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Annual Percentage Rate
Disclosures
- Jumbo: Loans that exceed the national conforming limit, currently $766,550. Conforming loan limits may vary in certain high-cost areas, please contact us for questions regarding jumbo limits.
Rates and terms are effective as of Mountain Standard Time and are subject to change without notice.
Rates and fees shown reflect specific loan assumptions, actual rates and fees may vary.
If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR.
Survey fees and flood insurance are required in some instances.
Adjustments to the loan interest rate or discount point/fee options may apply depending on several factors, including but not limited to, your credit score, the loan amount, the property location, the transaction type, the occupancy type, the loan-to-value, and the property type.
FirstBank determines actual loan qualification only after receipt of a completed loan application and analysis of pertinent information, such as (but not limited to) credit history, income documentation, and property valuation.
Annual Percentage Rate (APR) is a standardized method of calculating the cost of a mortgage, stated as a yearly rate, which includes such items as interest, mortgage insurance and certain points or credit costs. Because it includes these other items, it is generally higher than the quoted interest rate.
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.