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Credit Cardholder Benefits Guide

Your FirstBank credit card comes with an assortment of benefits free of charge.

Cardholder Benefits Overview

Whether you choose to earn cash back or travel rewards, your FirstBank VISA credit card will automatically come with valuable benefits.

Select your card type below to learn more.

  • - Classic FirstCash
  • - Classic FirstClass
  • - Icon FirstCash
  • - Icon FirstClass
  • - Business
FirstBank Classic Credit Card

Classic Visa Credit Card with FirstCash Rewards

Our FirstCash rewards program offers 1% cash back on all your purchases, with no limit to the cash back you can earn. Make any purchase, get 1% cash back - it's that simple.

FirstBank Classic Credit Card

Classic Visa Credit Card with FirstClass Rewards

Our Classic FirstClass rewards program, you will earn 1 point for every dollar spent. You can then use your points to receive discounts on airline tickets, hotel rooms or car rentals with no blackout dates or airline restrictions.

FirstBank Icon Credit Card

Icon Credit Card with FirstCash Rewards

Our FirstCash rewards program offers up to 2% cash back on gas station and grocery store purchases along with 1% cash back on everything else.

FirstBank Icon Credit Card

Icon Credit Card with FirstClass Rewards

Our FirstClass Rewards program you can earn up to 3% cash back on airline, hotel and car rental purchases and 1% cash back on everything else.

Business Credit Card

FirstBank Business Visa Credit Card

Make money by spending money with 1% cash back on all purchases made to your FirstBank Business Visa Credit Card.

Roadside Dispatch®

Emergency roadside assistance services, such as towing, fuel delivery, and more.

Included with Classic FirstCash cards Included with Classic FirstClass cards Included with Icon FirstCash cards Included with Icon FirstClass cards Included with Business cards

Extended Warranty

Manage, use, and extend the warranty for eligible purchased items.

Included with Classic FirstCash cards Included with Classic FirstClass cards Included with Icon FirstCash cards Included with Icon FirstClass cards Included with Business cards

Purchase Security

Replace, reimburse, or repair eligible purchased items due to theft or damage.

Included with Icon FirstCash cards Included with Business cards

Auto Rental Collision Damage Waiver

Coverage for damage due to collision or theft of most rental cars. Certain terms and conditions apply.

Included with Classic FirstCash cards Included with Classic FirstClass cards Included with Icon FirstCash cards Included with Icon FirstClass cards Included with Business cards

Cell Phone Protection

Get reimbursed for theft, damage, or loss of your cell phone.

Included with Icon FirstCash cards

Travel and Emergency Assistance Services

Get help with medical, legal, and travel services while away from home.

Included with Classic FirstCash cards Included with Classic FirstClass cards Included with Icon FirstCash cards Included with Icon FirstClass cards Included with Business cards

Travel Accident

Travel with peace of mind knowing that you are covered in the event of an accident.

Included with Icon FirstClass cards

Travel Accident & Baggage Delay

Travel with peace of mind knowing that you are covered in the event of an accident.

Included with Classic FirstCash cards Included with Classic FirstClass cards

Trip Cancellation Interruption

Get reimbursed for the cost of the scheduled passenger fare for a covered trip in the event that the trip is canceled or interrupted.

Included with Icon FirstClass cards

Cardholder Benefits Comparison Table

Whether you choose to earn cash back or travel rewards, your FirstBank VISA credit card will automatically come with the valuable benefits listed below.

Benefits included for each credit card type.
  Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Roadside Dispatch Included Included Included Included Included
Extended Warranty Included Included Included Included Included
Purchase Security Not Included Not Included Included Not Included Included
Auto Rental Collision Damage Waiver Included Included Included Included Included
Cell Phone Protection Not Included Not Included Included Not Included Not Included
Travel and Emergency Assistance Services Included Included Included Included Included
Travel Accident Not Included Not Included Not Included Included Not Included
Travel Accident and Baggage Delay Included Included Not Included Not Included Not Included
Trip Cancellation Interruption Not Included Not Included Not Included Included Not Included
Benefit included with the following credit card types.
Roadside Dispatch
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Included Included Included Included Included
Benefit included with the following credit card types.
Extended Warranty
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Included Included Included Included Included
Benefit included with the following credit card types.
Purchase Security
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Not Included Not Included Included Not Included Included
Benefit included with the following credit card types.
Auto Rental Collision Damage Waiver
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Included Included Included Included Included
Benefit included with the following credit card types.
Cell Phone Protection
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Not Included Not Included Included Not Included Not Included
Benefit included with the following credit card types.
Travel and Emergency Assistance Services
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Included Included Included Included Included
Benefit included with the following credit card types.
Travel Accident
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Not Included Not Included Not Included Included Not Included
Benefit included with the following credit card types.
Travel Accident and Baggage Delay
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Included Included Not Included Not Included Not Included
Benefit included with the following credit card types.
Trip Cancellation Interruption
Classic FirstCash Classic FirstClass Icon FirstCash Icon FirstClass Business
Not Included Not Included Not Included Included Not Included

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