Maximize your rewards with the FirstBank Icon Credit Card.
Choose the FirstCash rewards program for up to 2% cash back on all gas station and grocery store purchases or the FirstClass rewards program for up to 3% cash back on all travel related purchases. Either way, you still get 1% cash back on all other purchases with no annual fee.
$0
Annual Fee
APR for Purchases
Learn more about the different benefits that come with your FirstBank Icon Visa Credit Card free of charge.
Choose the right rewards program for you.
FirstCash Rewards
Our FirstCash rewards program offers up to 2% cash back on gas station and grocery store purchases along with 1% cash back on everything else.
FirstClass Rewards
With our FirstClass Rewards program you can earn up to 3% cash back on airline, hotel and car rental purchases along with 1% cash back on everything else.
$0
Annual Fee
APR for Purchases
Cash Back
Travel Rewards
To redeem your rewards, please log in to Online Banking and go to Card Management, or contact us at 303-237-5000 or at 1-800-964-3444.
Introductory Annual Percentage Rate (APR) for Purchases:
0.00%
Annual Percentage Rate (APR) for Purchases:
Introductory Annual Percentage Rate (APR) for Balance Transfer:
0.00%
Annual Percentage Rate (APR) for Balance Transfer:
Annual Percentage Rate (APR) for Cash Advances:
Penalty APR and when it applies:
None
Annual Fee:
None
International Transaction Fee:
- FirstClass Rewards:
None
- FirstCash Rewards:
3%
Balance Transfer:
$2 or 2.5%
of the amount of each transfer, whichever is greater.
Cash Advance:
$2 or 2.5%
of the amount of each cash advance, whichever is greater.
Late Payment:
Up to $35
(Waived if the balance owed is less than $20)
Introductory APR
The Annual Percentage Rate (APR) for the first 6 months that your account is open.
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.
Minimum Interest Charge
None
How We Will Calculate Your Balance
We use a method called "average daily balance," including new purchases. To compute the average daily balance, each day's balance for the billing cycle is summed then divided by the number of days in the cycle.
Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
This disclosure information is accurate as of November 1, 2024. You may contact our representatives at 303-237-5000, or at 1-800-964-3444, to obtain any changes in the information disclosed above.
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Disclosures
- The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. © 2023 Visa Inc. All Rights Reserved.