Choose between two credit card reward programs. With cash back and travel rewards as options, it's sort of hard to go wrong.
FirstBank Classic Visa
Reward Program
FirstCash
FirstClass
Classic Visa - Card Overview
Classic Visa - FirstCash: Earn 1% cash back on all purchases.
Classic Visa - FirstClass: Earn 1 point for every dollar spent.
Classic Visa - Bonus
Classic Visa - FirstCash - Bonus: None
Classic Visa - FirstClass - Bonus: Receive 10,000 bonus points ($100 value) when you redeem 40,000 points.
Classic Visa - Annual Fee
Classic Visa - FirstCash - Annual Fee: None
Classic Visa - FirstClass - Annual Fee: None
Classic Visa - International Transaction Fee
Classic Visa - FirstCash - International Transaction Fee: 3%
Classic Visa - FirstClass - International Transaction Fee: None
Classic Visa - Card Benefits
Classic Visa - FirstCash - Card Benefits: Your FirstBank Classic VISA credit card comes with an assortment of benefits free of charge. Learn more about the different benefits.
Classic Visa - Reward Redemption
Redeem cash back or points online as credit to your card balance, or deposit to a FirstBank account. Minimum amount to redeem is $10.00 or 1,000 points.
FirstBank Icon Visa
Reward Program
FirstCash
FirstClass
Icon Visa - Card Overview
Icon Visa - Bonus
Icon Visa - FirstCash - Bonus: Earn up to 2% unlimited cash back on all gas station and grocery store purchases.
Icon Visa - FirstClass - Bonus: Earn up to 3% unlimited cash back on all airline, hotel, and rental car purchases.
Icon Visa - Annual Fee
Icon Visa - FirstCash - Annual Fee: None
Icon Visa - FirstClass - Annual Fee: None
Icon Visa - International Transaction Fee
Icon Visa - FirstCash - International Transaction Fee: 3%
Icon Visa - FirstClass - International Transaction Fee: None
Icon Visa - Card Benefits
Icon Visa - FirstCash - Card Benefits: Based on which reward program you choose, your FirstBank Icon VISA credit card comes with an assortment of benefits free of charge. Learn more about the different benefits.
Icon Visa - Reward Redemption
Redeem cash back online as a credit to your card balance, or deposit to a FirstBank account. Minimum amount to redeem is $10.00.
Tap to pay for fast, easy and secure checkout with a FirstBank Visa Credit Card.
Here's all you need to know to confidently tap to pay:
Look
Find the Contactless Symbol at checkout.
Tap
Simply tap your card on the checkout terminal.
Go
Your payment is processed in seconds.
Credit Card Fraud Alerts
Protect your Credit Card against fraudulent transactions by signing up for fraud alerts. Receive a text notification when there's an unusual transaction with your credit card, and confirm or deny the transaction by replying to the text message right from your cellphone.
Sign up in just four easy steps:
- Go to Real-Time Credit Card Fraud Alerts
- Review and accept the terms and conditions
- Enter your card information
- Confirm your phone number
If you have any questions please contact us at 1-800-964-3444 or visit the fraud alerts FAQ page.
Visa Secure
Visa Secure is a service designed to reduce fraudulent online card activity and requires additional validation for certain online transactions. Some transactions may require a one-time passcode via text or email. This passcode is required in order to complete the transaction. You will not need to enroll in this service to be protected by Visa Secure.
How does Visa Secure work:
Visa Secure is a risk based process where only the riskiest transactions will require additional verification. Additionally, not all merchants participate in the Visa Secure program. Because of this, only a small percentage of online card transactions will require additional cardholder verification.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Disclosures
- Gas, grocery store, and travel purchases are based on merchant codes setup by the business. FirstBank does not have the ability to control how a merchant chooses to classify their business and determines the percentage of FirstCash or FirstClass reward dollars earned based strictly on the merchant code provided by the business.
FirstBank Icon available only for customers with a credit limit of $5,000 or higher.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. © 2023 Visa Inc. All Rights Reserved.