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FirstBank Business Checking

  • Overview

A business checking account designed for your growing business that provides unique value and flexibility. Ideal for businesses with fewer than 150 monthly transaction items.

No Minimum
Balance Required

$12 or $0

Monthly Maintenance Fee

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Options to waive the monthly maintenance fee:

Maintain a daily account balance of $1,000 or higher.

Or

Maintain $20,000 in combined average balances during the statement cycle.

Combined average balances must be for the same legal entity and cannot be combined with any other personal or business entity accounts.

Earnings credit not available on this account with fewer than 150 monthly transaction items.

If monthly item volume exceeds 150 transactions, the account becomes eligible for earnings credit and the charges for items will be as follows:

  • Debits - Checks/Paper (ledger): $0.25
  • Debits - Automated Clearing House (ACH): $0.20
  • Credits - Paper (ledger): $0.50
  • Credits - Automated Clearing House (ACH): $0.20
  • Credits - Instant Payments: $0.50
  • Deposited Item: $0.20
  • Monthly Service Charge: $12.00
  • Negative Average Collected Balance Fees will apply. Refer to the FirstBank Business rate sheet for more information.

What do I need to open a business account?

Depending on your type of business, there is some information you'll need to gather before opening your account. Select your business type to get started.

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This account is best suited for businesses with fewer than 150 transaction items per month.

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Refer to details for options to waive the monthly maintenance fee.

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Disclosures

  • Your monthly transaction items include all ACH debits/credits, paper debits/credits, and deposited items.