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Time Savings Account

Make deposits into your savings at any time, and earn interest at the current rate. As interest rates change, so does the interest you earn on your account, making every rate change an exciting experience.

$100

Minimum Balance

$5

Quarterly Service Charge (if minimum daily balance is not maintained)

%

Interest-Bearing

Minimum deposit of $100. Deposits may be made at any time without extending the maturity. Interest is earned at the current rate.

Children under 18 years of age are exempt from the service charge.

Available in the following terms: 91 days, 1 year, and 2 years.

Interest Rates

Make deposits into your savings at any time, and earn interest at the current rate. As interest rates change, so does the interest you earn on your account, making every rate change an exciting experience.

Rates

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Disclosures

  • The interest rates and Annual Percentage Yield (APY) are effective from Wednesday or the first business day of the month to the following Tuesday or first business day of the month. The interest rate and APY offered for new accounts may change every Wednesday and on the first business day of each month. These rates apply only to Colorado accounts. You must have a physical address in Colorado to receive Colorado rates. Fees can reduce earnings on the account. Withdrawals made before maturity are subject to an early withdrawal penalty. A reminder notice is sent ten days prior to maturity. You will have a 10-day grace period after the account matures to withdraw from or close the account without penalty. If you do not instruct us otherwise, the account will automatically renew at maturity.
  1. The Climb account is a checkless account and generally does not allow overdrafts.