We offer a variety of mortgage options to meet your needs. From fixed to adjustable rates and from 5 to 30 year terms, we make sure to find the mortgage loan that's right for you.
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Visit your local FirstBank to speak with a loan officer.
First-Time Homebuyer
Buying a home for the first time can be a little intimidating. That's why our loan officers take the time to explain the process and help you find the mortgage that's right for you. Also, being a first-time homebuyer has its perks, including down payment assistance for qualified buyers.
Refinance
If you already have a mortgage but you want to lower your monthly payments, reduce the interest rate or change your type of mortgage, then refinancing might be the right option for you. Even if you have recently refinanced, you could still have the opportunity to lower your rates even further. Our low rates and fees, and truly helpful customer service mean that now is the perfect time to consider refinancing.
Bridge Loans
A bridge loan allows you to withdraw the equity from your current home and use it as a down payment for the purchase of your new home. This type of loan is temporary and is paid off with the sale of your current home.
Investment Properties
We know that financing rental properties is a never ending battle and strict lender guidelines just makes it harder. In order to make this process as easy as possible for our customers we maintain flexibility in areas such as:
Condominiums:
We have the ability to approve many non-standard condo projects.
Non-Conforming Properties:
We can often offer financing on properties that may not meet secondary market guidelines.
Number of Financed Properties:
Thanks to our portfolio mortgages we are not forced to limit the number of financed properties a borrower can have.
Recently Flipped properties:
Even if a property has recently changed hands, we can provide financing, which allows you to take advantage of investment opportunities on recently renovated properties.