FirstBank Home Mortgages

There's never been a better time to buy a home. Ever.

Historically-low rates, combined with our straightforward mortgages, means that it's the perfect time to consider buying a new home.

Are you a first-time homebuyer?

Buying a home for the first-time can be a little intimidating. That's why FirstBank offers these, and many other, tools to help you through the process:


Straightforward Loans with Low Monthly Payments


Affordable Fees


Low Down Payment

FirstBank offers many different mortgage programs, from fixed to adjustable rates. And because you, like most first-home buyers, probably have no idea on why there's a difference, we have bankers who take the time to explain the process and find the loan that's best for you.

FirstBank offers special programs for borrowers that fall under 50% or 80% of the HUD Median Family Income. These programs have very low closing costs.

Being a first-time buyer has its perks, including down payment assistance for qualified buyers. Ask a lender today how FirstBank can make this service available to you.


Historically-low mortgage rates mean that now is the perfect time to consider refinancing. Even if you have recently refinanced, you could have the opportunity to lower your rates even further. Or if you're looking to put some cash in your pocket, ask us about receiving cash back from your home.

Why Choose FirstBank?

Low Rates and Fees

FirstBank has very competitive rates and we work hard to keep closing costs low.

Our Bankers Can Make Decisions

Unlike most lenders, our bankers have the power to make most loan decisions.

More Flexibility to Approve Loans

Sometimes, common sense loans can't be approved under Fannie Mae or FHA guidelines. But because we hold many of our loans in our own portfolio, at FirstBank we have the flexibility to consider loans that may not be approved under standard guidelines.

Loans That Close Quickly

We know you don't want to drag out the mortgage process, so we work hard to make sure our in-house loan processing is quick and painless.

Many Solutions Offered

We offer a variety of mortgage solutions to fit many different situations. From fixed and adjustable rate options, to down payment assistance for qualified borrowers, FirstBank has a mortgage plan that's right for you.

Stress-Free Mortgages

Financing rental properties is a never ending battle and strict lender guidelines just make it harder. That's why FirstBank prides itself on maintaining flexibility in areas such as:


FirstBank has the ability to approve many non-standard condo projects. Talk to a loan officer today at 866-964-2040 or visit any FirstBank location for more information.

Non-Conforming Properties

Using common sense, FirstBank can often offer financing on properties that may not meet secondary market guidelines.

Number of Financed Properties

Having too many rental properties is often a problem for professional investors, but not at FirstBank. With our portfolio mortgages, FirstBank isn't forced to limit the number of financed properties that a borrower can have.

Recently Flipped Properties

Even if a property has recently changed hands, FirstBank can provide financing, which is great news if you're looking to take advantage of investment opportunities on recently renovated properties.

Competitive Programs and Pricing

By offering both portfolio and secondary market financing, FirstBank provides competitive programs and pricing options to meet your needs.