Buying a home for the first time can be a little intimidating. That's why our loan officers take the time to explain the process and help you find the mortgage that's right for you. Also, being a first-time homebuyer has its perks, including down payment assistance for qualified buyers.
If you already have a mortgage but you want to lower your monthly payments, reduce the interest rate or change your type of mortgage, then refinancing might be the right option for you. Even if you have recently refinanced, you could still have the opportunity to lower your rates even further. Our low rates and fees, and truly helpful customer service mean that now is the perfect time to consider refinancing.
Our Affordable Housing Programs can be used to buy a new home or refinance your existing mortgage. They are designed for people with low to moderate incomes, based on a percentage of the average income in their community. If you fall under 80% of the HUD Median Family Income you might qualify for one of our Affordable Housing Programs.
A bridge loan allows you to withdraw the equity from your current home and use it as a down payment for the purchase of your new home. This type of loan is temporary and is paid off with the sale of your current home.
We know that financing rental properties is a never ending battle and strict lender guidelines just makes it harder. In order to make this process as easy as possible for our customers we maintain flexibility in areas such as:
We have the ability to approve many non-standard condo projects.
We can often offer financing on properties that may not meet secondary market guidelines.
Thanks to our portfolio mortgages we are not forced to limit the number of financed properties a borrower can have.
Even if a property has recently changed hands, we can provide financing, which allows you to take advantage of investment opportunities on recently renovated properties.